What is your financial journey ?
We will help you prepare and secure you for all areas of your financial life’s journey, be it personal or business.
We will dedicate ourselves to ensuring you are covered to bring you peace of mind.
Have a look at the 8 financial stages of life below and see where you need assistance or advice.
Which life stage are you preparing for financially?
Heading to College
- Make a plan to become financially independent.
- Learn how to budget.
- Create an emergency fund.
- Develop a road map for retirement.
Entering the WorkForce
- Examine employee benefits.
- Adjust your budget.
- Increase your emergency fund.
- Fine-tune your road map for retirement: individual retirement account (IRA)
- Explore disability income insurance protection.
Getting Married
- Begin saving for your first home.
- Set up a budget.
- Build an emergency fund.
- Establish a retirement road map together.
- Analyze your investment options: mutual funds.
- Explore accidental death insurance protection.
Buying your First Home
- Adjust your budget.
- Increase your emergency fund.
- Re-evaluate your road map for retirement.
- Analyze investment options: mutual funds.
- Evaluate critical illness insurance protection.
Starting a Family
- Research parental leave options.
- Save for their future.
- Adjust your budget.
- Increase your emergency fund.
- Re-evaluate your road map for retirement.
- Analyze your investment options: mutual funds.
- Think about long-term care insurance protection.
Changing Careers
- Review rollover strategies and regulations for company plans.
- Re-evaluate your road map for retirement: make catch-up contributions.
- Check out disability income insurance protection.
- Evaluate medical aid and supplement with gap cover.
Entering Retirement
- Determine your social benefits.
- Adjust your budget.
- Ensure your retirement road map still applies.
- Investigate your annuity options: fixed, variable, or immediate.
- Think about long-term care insurance protection.
- Evaluate medical aid and supplement with gap cover.
Leaving a Legacy
- Establish a clear plan for wealth transfer by selecting appropriate beneficiaries.
- Determine a plan for your money, investments and insurance policies.
- Decide how you want to distribute your assets.
- Begin sharing your living legacy and consider crafting personal letters to your loved ones.
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