Planning for tomorrow so you can seize the day with your future self.

Financial Planners who guide you and your family in your financial walk through life.

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More than 82% of South Africans have not drawn up a will.
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R5 702 is the average pension payout for an average retired South African.
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Only 6% of South Africans can retire comfortably and maintain their current lifestyles.
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To save R1 million rand over 40 years. With a yearly increase of 7%.
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94% of South Africans cannot afford to maintain their lifestyles after retirement.
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More than 80% of South Africans do not have a Financial Advisor.
50 %
Between 50 to 60% of South African adults do not have insurance or are under insured.
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If a person received an unexpected cost of R20 000, more than 58% of South Africans would most likely not be able to pay the amount.


Financial Journey

We will help you prepare in securing yourself in all areas of your financial life’s journey, be it personal or business. We will dedicate ourselves to ensure you are covered financially to bring you peace of mind.

Insurance Services

We offer a wide range of insurance services to meet your needs. If you do not find what you are looking for contact us and we will make the effort to assist you.


We offer our advice and service to ensuring your long or short term investment needs are carefully assessed, planned and met.

We would love to hear from you, drop us an enquiry below and we will contact you

We will continuously strive towards our motto of “Truth Conquers All” in all our dealings and undertakings.

Our Mission

Our mission is to be the company of choice by securing and protecting the future of our clients financial needs, by applying market intelligence and technology to ensure our clients get the best suited product to suit them and their family.

We at Carpe Diem Synergy Trading pledge to give our clients the best service of the highest quality.

Our Core Values:

  • We offer quality products and services that will best fit our client’s needs
  • We work with Integrity and transparency
  • We believe in building lifelong partnerships with each of our clients
  • We are always be professional and act in the best interest of our clients
  • We respect our clients, understand their needs and ensure that we treat them fairlt


As an independent insurance broker, we are committed to the principle of service, integrity and professionalism.

Synergy – two individual efforts combined produce a far greater output than the sum of their separate efforts. The two Directors at Carpe Diem does just that, their combined skills and expertise is synergistical and partnering with them is a perfect step to protect your future.

“Insuring your tomorrows today”

Carpe Diem is a family business helping your family through the life cycle of all their financial needs,

A strong life insurance policy can give your loved ones the financial lift they need after you have passed There are several types of life insurance plans available.

Our team will assist you in choosing the perfect policy for your needs.

From experience we understand that our clients want to protect their family. The guidance you need is here at Carpe Diem Synergy. 

Meet the Team


From the desk of Thiloshini…….

Carpe Diem Synergy Trading is pleased to introduce Mrs. Thiloshini Naidoo as the Managing Director & Founder of its newly founded corporation.

After 10 years of the corporate world she quit her job to start this adventure. A trend setter and socialite, a local Verulam mother of 3 and a member of many community outreach programs.

Entrepreneurship runs in the family, her parents run a successful family Engineering business and Thiloshini’s dream is to drive the family value virtues at Carpe Diem Synergy.

Her overseas exposure living in the USA and New Zealand helps her understand the international trends and where the financial industry is headed.

Her Project Management Qualification, Interpersonal skills, networking ability, financial industry experience, knowledge and savvy are just a few of her skills that she brings to the table.

Thiloshini Naidoo
Accredited Financial Advisor
+27 (0) 79 014 1536


From the desk of Prakash…….

Carpe Diem Synergy Trading is pleased to introduce Mr. Prakash Ravjee as the Managing Director & Founder of its newly founded corporation.

Mr Ravjee holds various qualifications including a Bachelor of Commerce (B Com) degree from Rhodes University majoring in “Business Management” and “Commercial Law”, and a Master’s in Business Leadership (MBL) from Unisa with majors in –  Investment Analysis and Portfolio Management, Advanced Financial Management, International Financial Markets, Publishable Article – “Variables affecting the Stock Market”, as well as Human Performance Improvement Certificate ( RAU), Certificate of Proficiency – Life Assurance (IISA) , FAIS accredited amongst other qualifications.

He has more than 26 years of experience in various business environments. His career spans over 20 years of practical and demonstrable experience in strategic management positions across local and international organisations like African life, Sanlam and Old Mutual to name a few. Over and above insurance Mr Ravjee’s exposure in the Banking industry, FMCG industry and education arena adds to his wide range of expertise in the corporate world. Mr Ravjee has also been instrumental in the delivery of the development of mid to long term business growth strategy, competitive product analysis, management of operational processes, compliance management and customer services management.

Mr Ravjee is a self-motivated, results driven, strategic thinking individual with a wealth of knowledge and experience in the Insurance industry.  He has a proven track record with the required capability, experience and leadership skills to drive the company forward as Carpe Diem aggressively pursues its vision to become the most trusted and premium insurance providers and advisors.  His experience in the Financial Sector coupled with his theoretical background makes him the perfect advisor to protect and secure your future.

Prakash Ravjee
Accredited Financial Advisor
+27 (0) 68 244 5198

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